Shared Ownership Valuation

Providing market valuations for leaseholders to dispose of or acquire additional equity in shared ownership / help to buy property.

Shared Ownership

SRVO provides comprehensive and compliant valuations for property owners looking to buy or sell their share, staircase to full ownership, or meet requirements of housing association and the help to buy scheme requirements.

Our RICS-registered valuers deliver compliant, accurate reports based on market evidence and tailored to each scheme’s criteria. We offer fast turnaround times and clear guidance to support confident decision-making. We offer valuation support in the following scenarios

Help to Buy

  • Staircasing Valuation: Valuations for property owners looking to increase the proportion of ownership by repaying a significant part of the loan.
  • Full redemption: a valuation is required when a help to buy loan is fully redeemed. This typically occurs upon the properties sale.

Shared Ownership

  • Staircasing >5% – where you are purchasing shares over 5% a valuation will be required
  • The addition of new shares offset the rent payable which results in a rent reduction.
  • Buying shares of 1% – if your purchased occurred post 1st April 2021 you may be entitled to acquires shares as low as 1% each year.
  • Home improvements – if you have made substantial improvements to your property and provided you have had authorisation to do these works, the valuation can reflect the unimproved value of the property which would lower the cost of staircasing.
  • Scheme-Specific Guidance: Tailored advice based on the rules of the relevant housing association or shared ownership scheme.

Key components :

    • Property inspection
    • Professional report detailing the market value of the property.
    • Valuation supported by 3 relevant like for like comparable sales.
    • Reports prepared by qualified RICS Registered Valuers.
    • Delivered in RICS Red Book Complaint format.
    • Reports typically valid for 3 months
    • Issued in PDF form.
    • Fast Turnaround & Reporting: Clear, professional reports delivered promptly to support decision-making and transactions.
    • Scheme-Specific Guidance: Tailored advice based on the rules of the relevant housing association or shared ownership scheme.

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